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If you have a public sector final salary pension scheme this may be the most significant asset in your marriage.

There are over 2 million public sector workers in the UK who have final salary pension schemes.  The Government, as part of its overall spending cuts in an attempt to reduce the budget deficit, proposed that the state retirement age increases to 67 years of age in 2026, and that those who contribute to such schemes have to pay a higher personal contribution than is currently the case.

Many services are being re-organised as part of overall public sector job cuts, and some pensions transferred from the NHS to Local Authorities as part of a policy of overall de-centralisation favoured by the Government.

With such cuts proposed, and job insecurities, it is important that you get the right legal advice when separating or divorcing.

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